Remember that bills typically arrive on a monthly basis. Be diligent in anticipating the mail, and alert the appropriate company if a bill fails to arrive on time.

Always opt out of pre-approved credit card offers. For a five year opt-out plan, contact 1-888-5-OPT-OUT. For a permanent opt-out option, visit www.optoutprescreen.com, initiate an online request, and fill out the Permanent Opt-Out Election form. The number and website are operated by the major credit bureaus.

You should always arrange for a trustworthy neighbor, family member, or friend to pick up your mail when you’re away for an extended period of time.