Financial institutions may also have policies and procedures in place to address fees that result from theft (such as overdraft fees). When theft occurs, you should contact the financial institution and immediately address the issue. You should also immediately inquire about the protocol to ensure that fees are not assessed on the account as a result of the theft.

During this time, it would be advisable to inquire which aspects or damages on the account are your responsibility, and which aspects will be reimbursed (as well as the process for reimbursement).